Attention homeowners in Lee and Collier County: Get an Appraisal today!
The top 7 reasons Florida homeowners order from ValPro Appraisal LLC:
We at ValPro Appraisal LLC understand the individual needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from ValPro Appraisal LLC is your strongest weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At ValPro Appraisal LLC, we're experienced in helping homeowners just like you delete undesirable PMI insurance.
HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from ValPro Appraisal LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would like to have a professional double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from ValPro Appraisal LLC can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.